Insurance quote for Mitsubishi Outlander in HonoluluFeel like you have high-priced Mitsubishi Outlander insurance in Honolulu? Trust us when we tell you many Honolulu consumers are in the same pinch.

Sadly, the vast majority of consumers have stayed with the same insurance company for more than four years, and nearly 40% of drivers have never compared rates to find affordable insurance. Hawaii insurance shoppers could save themselves approximately 40% a year just by getting comparison quotes, but they feel it's too difficult to do a rate comparison. Many auto insurance companies compete for your hard-earned dollar, and because of this it can be hard to compare insurers and get the best coverage at the best price available on Mitsubishi Outlander insurance in Honolulu.

Discounts for affordable insurance rates

Some providers do not list all their discounts in an easy-to-find place, so the list below gives a summary of some of the best known and also the more inconspicuous discounts you could be receiving when you buy Honolulu auto insurance online.Insurance discounts

Policy discounts save money, but some of the credits will not apply to the entire policy premium. The majority will only reduce specific coverage prices like comp or med pay. If you do the math and it seems like you can get free auto insurance, it doesn't quite work that way.

A few popular companies and their offered discounts include:

Before purchasing a policy, check with all companies you are considering how you can save money. Discounts might not be available to policyholders in Honolulu.

Most companies give insurance quotes on the web. Doing online quotes for Mitsubishi Outlander insurance in Honolulu is possible for anyone because you just enter your required coverages as detailed in the form. After you submit the form their rating system will order your driving and credit reports and generates a price based on the data you entered. This makes comparing rates easy, and it's absolutely necessary to compare as many rates as possible if you want to find the most affordable premium.

If you want to find out how much you can save on car insurance, compare rates now from the companies shown below. If you have coverage now, it's recommended you duplicate the coverages as shown on your current policy. This makes sure you're receiving rate quotes for exact coverage.

The companies shown below provide free rate quotes in Honolulu, HI. If multiple providers are shown, we recommend you visit as many as you can in order to find the cheapest rates.

Mitsubishi Outlander Insurance Estimates in Honolulu, HI
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Outlander ES 2WD $196 $404 $254 $16 $76 $946 $79
Outlander SE 4WD $218 $464 $292 $18 $88 $1,080 $90
Outlander SE 4WD $126 $216 $226 $14 $68 $650 $54
Outlander SE 2WD $234 $344 $294 $18 $88 $978 $82
Outlander SE 2WD $190 $278 $294 $18 $88 $868 $72
Outlander ES 4WD $220 $404 $230 $14 $68 $936 $78
Outlander XLS 2WD $258 $484 $226 $14 $68 $1,050 $88
Outlander XLS 4WD $224 $398 $230 $14 $68 $934 $78
Outlander GT-S AWC 4WD $294 $484 $294 $18 $88 $1,178 $98
Outlander GT-S AWC 4WD $250 $476 $230 $14 $68 $1,038 $87
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Data variables include married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Hawaii minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-policy, and multi-vehicle. Premium amounts do not factor in zip code location which can decrease or increase rates greatly.

Can higher deductibles save money?

The chart below shows how choosing a deductible and can raise or lower Mitsubishi Outlander yearly insurance costs for different ages of insureds. The information is based on a single male driver, full coverage, and no policy discounts are applied.

Choosing deductibles

A question often asked by Honolulu drivers is how high should the physical damage coverage deductibles be. The rates shown below may help to conceptualize the difference in cost when you buy lower versus higher physical damage deductibles. The first set of rates uses a $100 physical damage deductible and the second set of rates uses a $500 deductible.

Mitsubishi Outlander insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Outlander ES 2WD $228 $412 $226 $14 $68 $973 $81
Outlander SE 4WD $228 $412 $226 $14 $68 $973 $81
Outlander SE 4WD $228 $412 $226 $14 $68 $973 $81
Outlander SE 2WD $228 $412 $226 $14 $68 $973 $81
Outlander SE 2WD $228 $412 $226 $14 $68 $973 $81
Outlander ES 4WD $228 $412 $226 $14 $68 $973 $81
Outlander XLS 2WD $258 $484 $226 $14 $68 $1,075 $90
Outlander XLS 4WD $258 $484 $226 $14 $68 $1,075 $90
Outlander GT-S AWC 4WD $258 $484 $226 $14 $68 $1,075 $90
Outlander GT-S AWC 4WD $258 $484 $226 $14 $68 $1,075 $90
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Mitsubishi Outlander insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Outlander ES 2WD $166 $278 $226 $14 $68 $752 $63
Outlander SE 4WD $166 $278 $226 $14 $68 $752 $63
Outlander SE 4WD $166 $278 $226 $14 $68 $752 $63
Outlander SE 2WD $166 $278 $226 $14 $68 $752 $63
Outlander SE 2WD $166 $278 $226 $14 $68 $752 $63
Outlander ES 4WD $166 $278 $226 $14 $68 $752 $63
Outlander XLS 2WD $188 $328 $226 $14 $68 $824 $69
Outlander XLS 4WD $188 $328 $226 $14 $68 $824 $69
Outlander GT-S AWC 4WD $188 $328 $226 $14 $68 $824 $69
Outlander GT-S AWC 4WD $188 $328 $226 $14 $68 $824 $69
Get Your Own Custom Quote Go

Premium data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Hawaii minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Premium costs do not factor in specific location information which can change insurance rates noticeably.

Based on these figures, using a $100 deductible could cost the average driver approximately $20 more each month or $240 for a full year than choosing the higher $500 deductible. Because you would be required to pay $400 more out-of-pocket with a $500 deductible as compared to a $100 deductible, if you tend to go more than 20 months between claim filings, you would probably save some money if you choose the higher deductible. The table below illustrates an example of how you can make this decision for your own policy.

Average monthly premium for $100 deductibles: $85
Average monthly premium for $500 deductibles (subtract): - $65
Monthly savings from raising deductible: $20
Difference between deductibles ($500 - $100): $400
Divide difference by monthly savings: $400 / $20
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 20 months

One important note is that higher deductibles results in a higher out-of-pocket expense when you file a claim. You must have enough money stashed away in the event you need to pay more for the deductible.

How do I know if I need professional advice?

When it comes to choosing your policy for your vehicles, there really isn't a one-size-fits-all type of policy. Your needs are not the same as everyone else's so your insurance should reflect thatInsurance savings Here are some questions about coverages that can help discover whether or not you could use an agent's help.

If you don't know the answers to these questions, you may need to chat with an insurance agent. To find lower rates from a local agent, complete this form or go to this page to view a list of companies. It is quick, free and can help protect your family.

What if I want to buy from local Honolulu insurance agencies?

Many people still prefer to talk to an insurance agent and that is not a bad decision Professional insurance agents are highly skilled in risk management and help submit paperwork. The best thing about price shopping on the web is that you can obtain better rates and still choose a local agent.

Honolulu insurance agentsBy using this short form, your coverage information gets sent to local insurance agents who want to provide quotes for your car insurance coverage. It's much easier because you don't need to drive around as quotes are delivered to you directly. If you have a need to get a rate quote from one company in particular, don't hesitate to search and find their rate quote page and fill out the quote form the provide.

Finding the right insurance company requires you to look at more than just a cheap quote. The questions below may impact your decision as well.

Exclusive and independent Honolulu car insurance agents

When finding a local Honolulu insurance agent, it's helpful to know the types of insurance agents and how they are slightly different. Car insurance agents in Honolulu can be categorized as either independent or exclusive. Both types can sell car insurance policies, but it's worth learning the subtle differences since it can impact which type of agent you select.

Exclusive Insurance Agents

Agents of this type can only provide one company's prices and examples are State Farm, Allstate and AAA. Exclusive agents are unable to give you multiple price quotes so they have no alternatives for high prices. They receive extensive training on the products they sell which aids in selling service over price.

Shown below are Honolulu exclusive agents who may provide you with rate quotes.


677 Ala Moana Blvd Ste 310 - Honolulu, HI 96813 - (808) 951-0866 - View Map


2153 N King St #108a - Honolulu, HI 96819 - (808) 847-0835 - View Map


1682 Kalakaua Ave #1 - Honolulu, HI 96826 - (808) 638-3673 - View Map

View more Honolulu agents

Independent Agents (or Brokers)

Agents in the independent channel do not write with just one company and that gives them the ability to insure through many companies and find you cheaper rates. If prices rise, an independent agent can move your coverage and the insured can keep the same agent. If you need lower rates, we recommend you compare prices from at a minimum one independent agency in order to compare the most rates.

The following are independent agents in Honolulu that are able to give price quote information.


1100 Ward Ave # Main, Honolulu, HI 96814, Honolulu, 96818 - Honolulu, HI 96818 - (808) 527-7777 - View Map


420 Waiakamilo Rd - Honolulu, HI 96817 - (808) 527-7667 - View Map


819 S Beretania St - Honolulu, HI 96813 - (808) 539-1600 - View Map

View more Honolulu agents

You can lower your auto insurance rates

Some insurance companies may not offer rate quotes online and many times these small, regional companies work with independent insurance agencies. More affordable auto insurance in Honolulu is definitely available both online and from local agencies, so you need to compare both to have the best rate selection.

In this article, we presented quite a bit of information on how to save on Mitsubishi Outlander insurance in Honolulu. The key concept to understand is the more rate quotes you have, the better chance you'll have of finding the cheapest Mitsubishi Outlander rate quotes. Consumers could even find that the most savings is with the least-expected company. Smaller companies may only write in your state and offer lower car insurance rates as compared to the big name companies such as Allstate, GEICO and Progressive.

Additional detailed information can be read in the articles below: